Pay Bank Card - Pay Bank

What are the features of the Pay Bank card?


It’s safe because it’s a debit card tied to your bank account. You can also use the management of your big funds with confidence.

High speed

Transfers between Pay Bank accounts can be transferred instantly and you can easily charge your Pay Bank card.


Pay Bank card can be used at any global ATMs and online and offline member stores worldwide. Rate at the time of use is applied so there is no risk.

Easy Pay Bank card charge

The Pay Bank card can be used as a debit card after the funds have been charged from the Pay Bank account to the Pay Bank card.
You can apply for a fund charge from My page quickly and easily.

Pay Bank customers

Pay Bank / Bank

Pay Bank customers
Card use

Is applying for a Pay Bank card complicated?

It is easy because it is attached when you open your Pay Bank account.

*Customers are responsible for any costs incurred after shipping the Pay Bank card, such as customs duties.

ID issued by the Government

ID card, driver’s license, passport, etc.

The Pay Bank card will take about 3 to 12 weeks to be delivered through the bank screening process.

Pay Bank customers
Card application (account opening)

Pay Bank


Pay Bank customers
Card receipt

How to charge my Pay Bank debit card?

Pay Bankカードをお受取後、 カードアクティベート(有効化)のお手続き完了後にご利用いただけます。


Card activation

When you receive the card, please complete the card activation on the Pay Bank site.


Fund charge

Click “Charge” from “Banking” on the Pay Bank site
Enter funds to charge
(minimum $1 or more)”


Card use

Please use at ATMs and shopping

Pay Bank card usage limit and fee

Pay Bank card usage limit

LimitsCredit limit
Daily usage limitUnlimited
Settlement amount for one monthUnlimited
ATM withdrawal limit per dayUSD 20,000 –
(ATM withdrawal amount differs for each ATM.)
ATM withdrawal limit per monthUSD 600,000 –


Type of fund transferTransaction Fee
Deposit feeInternational money transfer: 1%
Domestic remittance: 0.5%
Mastercard/VISA: 10%
Bitcoin: 0.5%
USDT: 0.5% (* scheduled for October)

Click here for the latest fees
Card issuance feeUSD 500
(Shipping fee will be charged separately.)
First deposit amountUSD 300
Minimum transfer amountUSD 1
Overseas purchase handling fee3%
ATM withdrawal fee3%
(ATM usage fee will be charged separately. It depends on the area to be withdrawn and the ATM used.)
Membership fee13 months after issuing the Pay Bank card USD 100 every year
Current balance confirmationOnline: Free
Card reissue fee
(Reissue fee after expiration of validity period)
USD 100
(Shipping fee will be charged separately.)
Reissue of PIN
(Personal Information Number)
USD 100

*Card rates are determined by the card company.

*Regarding card reissue. Please contact us.

*Customers are responsible for any costs incurred after shipping the Pay Bank card, such as customs duties.

Prohibited countries

In the following countries, you cannot use the Pay Bank card even for a trip.

MyanmarRepublic of Cote d’IvoireDemocratic Republic of the CongoDemocratic People’s Republic of Korea
Federal Republic of SomaliaRepública de CubaState of EritreaRepublic of Guinea
Syrian Arab RepublicRepublic of ZimbabweIslamic Republic of IranRepublic of Iraq
Republic of Liberia

Withdraw ¥150,000
from an ATM in Japan

Pay €80
at a restaurant in Naples


Pay for a ₩500,000 bag
at a shopping mall in Seoul

Withdraw $1,000
from an ATM in New York

Pay Bank Card

The Pay Bank card is a card that supports the use of funds in your Pay Bank account anywhere in the world.

Pay Bank card can be used after the card has been funded from your Pay Bank account.

The Pay Bank card is a bank debit card. You can use your Pay Bank card to withdraw cash from any global ATM machines around the world, and pay at restaurants and shops which accept VISA cards.

There is no daily limit for payment at VISA member stores. Maximum cash withdrawal from ATMs is US$20,000 per day.